We respect your privacy and is committed to protecting the personal data of our clients, prospective clients, website visitors, and business associates.

This Privacy Policy explains how we collect, use, disclose, store, and safeguard your personal information when you visit our website www.kalyaanwealth.in or avail of our financial distribution services.

By accessing or using our website, you acknowledge that you have read and understood this Privacy Policy and consent to the collection and use of your information as described herein.

1. About Kalyaan Wealth

Kalyaan Wealth is a Mutual Fund Distribution House with over 13 years of experience in helping investors achieve their financial goals through mutual funds and other financial products offered in accordance with applicable laws and regulations.

We are committed to maintaining the highest standards of confidentiality, integrity, and security while handling your personal information.

2. Information We Collect

Depending on the services you request, we may collect the following categories of personal information:

Personal Information

• Full Name

• Mobile Number

• Email Address

• Residential/Correspondence Address

• Date of Birth

• PAN Number

• Aadhaar details (only where legally permitted and required)

• Occupation

• Bank Account Details (where required for investment processing)

• Nominee Details

• Investment Preferences

• Financial Information required for suitability assessment

• KYC-related information

• Any documents voluntarily submitted by you

Technical Information

When you visit our website, we may automatically collect:

• IP Address

• Browser Type

• Device Information

• Operating System

• Website Usage Statistics

• Cookies

• Date and Time of Visit

• Referring Website Information

3. Purpose of Collecting Information

Your information may be used for the following purposes:

• Processing mutual fund investments and financial transactions.

• Completing KYC and regulatory requirements.

• Providing financial distribution and investment-related services.

• Responding to enquiries and service requests.

• Providing customer support.

• Sending transaction updates and important service communications.

• Sending newsletters, investment insights, and promotional communications (where permitted).

• Improving our website and services.

• Complying with applicable legal, regulatory, taxation, AML, and SEBI/AMFI requirements.

• Preventing fraud, unauthorized transactions, and cyber security incidents.

4. Legal Basis for Processing

We process personal information based on one or more of the following:

• Your consent.

• Performance of services requested by you.

• Compliance with legal and regulatory obligations.

• Legitimate business interests, where permitted by applicable law.

5. Sharing of Information

Kalyaan Wealth does not sell or rent your personal information.

Your information may be shared only where necessary with:

• Asset Management Companies (AMCs)

• Registrar & Transfer Agents (RTAs)

• KYC Registration Agencies (KRAs)

• Depositories and payment service providers

• Banks involved in processing transactions

• Technology service providers supporting our business

• Chartered Accountants, Auditors, or Legal Advisors

• AMFI

• SEBI

• Income Tax Authorities

• Courts, Government Departments, or Regulatory Authorities whenever required by law

All such parties are expected to maintain the confidentiality and security of your information.

6. Data Security

We employ reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, disclosure, alteration, or destruction.

Although we strive to use commercially acceptable means to protect your information, no internet-based transmission or electronic storage system can be guaranteed to be completely secure.

7. Data Retention

Your information shall be retained for as long as necessary to:

• Provide our services.

• Comply with statutory and regulatory requirements.

• Resolve disputes.

• Maintain business records.

• Fulfil legal obligations under applicable laws.

8. Cookies

Our website may use cookies and similar technologies to:

• Improve website functionality.

• Remember user preferences.

• Analyse website traffic.

• Enhance user experience.

You may disable cookies through your browser settings. However, certain portions of the website may not function properly if cookies are disabled.

9. Third-Party Websites

Our website may contain links to third-party websites including those of:

• Asset Management Companies

• AMFI

• SEBI

• Registrar & Transfer Agents

• Financial Institutions

Kalyaan Wealth is not responsible for the privacy practices or content of such external websites. Users are advised to review the privacy policies of those websites before sharing any personal information.

10. Your Rights

Subject to applicable law, you may have the right to:

• Access your personal information.

• Request correction of inaccurate information.

• Request updating of your records.

• Withdraw consent, wherever legally permissible.

• Request deletion of personal information where retention is not required by law.

• Raise concerns regarding misuse of your personal data.

Requests may be submitted through the contact details provided below.

11. Children's Privacy

Our services are intended only for persons who are legally competent to enter into contracts under Indian law. We do not knowingly collect personal information from children without appropriate authorization.

12. Changes to this Privacy Policy

Kalyaan Wealth reserves the right to amend, revise, or update this Privacy Policy at any time.

Any changes will be posted on this page with a revised Effective Date. Continued use of the website after such changes shall constitute acceptance of the revised Privacy Policy.

13. Contact Details

If you have any questions regarding this Privacy Policy or wish to exercise your rights concerning your personal information, please contact us:

Kalyaan Wealth

Website: www.kalyaanwealth.in

Email: support@kalyaanwealth.in

We will make reasonable efforts to respond to your request within a reasonable timeframe.

Disclaimer

Kalyaan Wealth is a Mutual Fund Distributor registered with the Association of Mutual Funds in India (AMFI).

We distribute mutual fund products of various Asset Management Companies and do not guarantee returns or performance of any investment product.

Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

Investment decisions should be based on your financial objectives, risk appetite, and consultation with your financial advisor.